Obligations are in effect·Enrolment deadline: 29 July 2026—10 days remaining
Field Guide · AUSTRAC Enrolment
Enrolling is the easy part. It just has to happen first.
- 31 Mar
- Enrolment opens
- 29 Jul
- Hard deadline
- $21,840/day
- Corporate non-enrolment penalty
- 14 days
- To notify of changes
I. The Window You Have
How much time is actually between opening and the hard deadline?
Four months on paper. Considerably less in practice, once program obligations are factored in.
nrolment opened 31 March 2026 and the final deadline is 29 July 2026 — a four-month window on paper. But AML/CTF program obligations commenced 1 July 2026, nearly a month before the enrolment deadline itself. Treating 29 July as the date that matters is the most common mistake: enrolling on the last day still leaves a business non-compliant on everything else — the program, the CDD procedures, the staff training — if none of that was built in the meantime.
The enrolment window — from opening to hard deadline
31 Mar 2026
Enrolment opens
29 Jul 2026
Hard deadline
Program obligations commence 1 July 2026 — well inside this window. Enrolling on the last day still leaves you non-compliant on everything else if your program isn’t already built.
II. Who Must Enrol
Who must enrol with AUSTRAC?
Any business providing one or more designated services under the AML/CTF Act 2006, as amended.
Law firms & conveyancers
Property transactions, trust/company formation, client fund management
Accountants & tax agents
Company/trust formation, nominee director arrangements, client fund management
Real estate agents
Acting on any purchase or sale transaction, for buyer or seller
Jewellers & precious metals dealers
Cash or virtual asset transactions of $10,000 or more
Not sure if you’re in scope?
Check in under a minute with the free Am I Regulated? tool
III. Before You Start
What you need before you open the form
Gather all five before you start — the form doesn't save incomplete drafts well.
Australian Business Number (ABN)
Your entity's current ABN. If you operate through multiple ABNs (e.g., a trust and a company), you may need separate enrolments for each.
Legal entity name and business structure
Whether you are a company, partnership, trust, or sole trader — AUSTRAC's form varies by structure.
List of designated services
Identify which designated services you provide under the AML/CTF Act. Be specific — AUSTRAC's form asks you to select from pre-defined categories.
Compliance Officer details
Full name, title, and contact details for your appointed AML/CTF Compliance Officer. If not yet appointed, do this first.
Principal place of business address
Your registered business address in Australia.
IV. Step-by-Step
How to enrol, from account creation to confirmation
Six steps from opening AUSTRAC Online to your confirmed reporting entity number.
Go to AUSTRAC Online
Navigate to online.austrac.gov.au. Create an account using your ABN and business email address.
Select 'Enrol as a reporting entity'
Choose the correct entity type (company, partnership, sole trader, etc.) and select 'Tranche 2' as the enrolment category.
Complete the Business Profile Form
Enter your ABN, legal name, business address, and select the designated services you provide from the dropdown lists.
Provide Compliance Officer details
Enter the name, position, and contact details of your AML/CTF Compliance Officer. This is a mandatory field.
Submit and receive confirmation
AUSTRAC will send a confirmation email with your reporting entity number. Keep this on file — you will need it for future correspondence.
Notify AUSTRAC of changes within 14 days
14 daysIf your business details, designated services, or compliance officer change, log back into AUSTRAC Online to update your enrolment.
V. After You Enrol
What happens after enrolment?
Enrolment confirms your identity to AUSTRAC — it doesn't confirm your program is compliant.
Enrolment is the start, not the end. Once enrolled, you must have your AML/CTF program implemented, your CDD procedures active, and your staff trained — all before 1 July 2026. Your obligations from that point are governed by the AML/CTF Act 2006 and AML/CTF Rules 2025.
First Annual Compliance Report due 30 September 2027
Confirms to AUSTRAC that your program is in place and has been independently reviewed.
VI. Reference
Frequently asked questions
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